Mortgage Broker
The Mortgage Group Canada Inc.

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  How can Mortgage Rates BC Help You?

  Mortgage Rates BC strive to take their clients individual mortgage needs and match them with the best Canadian Mortgage Lenders and their Mortgage Product. No matter if you are looking for today’s Discounted Mortgage Rates, are Self Employed, a First time home buyer, Refinancing, Renewing, Switching or have a more challenging Mortgage request such as Private 1st 2nd or 3rd Mortgage, Mortgage Rates BC is here to Help.

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  What Information will Mortgage Rates BC need to qualify you?

• The application process
  We first need an application from you. This will indicate who you are where you live what you do and how long you have done it, along with the list of assets and liabilities. Then we gather information on your home what mortgages you have or are looking for and what financing you are requesting. Then with your permission we obtain a required credit report that we provide to the appropriate lender.
  
  Bank Qualification
  For bank qualification we gather information on income usually a job letter and paystub. If you work overtime or have any other additional income we will require two years NOA’s (Notice of Assessments). As well we require information on down payment & closing costs or equity in home. This is done usually by 3 months of bank statements or current mortgage balance shown on bank statements. For a custom mortgage application allow Mortgage Rates BC to process your application and determine with you the right mortgage steps to take.
  
  Private Qualification
  For Private 1st 2nd & 3rd Mortgages the application process is easier. These mortgages are equity base so lenders do not always ask for proof of income because the home is their primary source of security. That being said, the stronger your application the better chance Mortgage Rates BC can negotiate the lowest interest rate and the best overall cost for you’re financing.  The lenders will consider your income if provided and take a look at credit reports and appraisals to determine overall risk. Lenders generally go up to 75% of your homes appraisal but for stronger application 85% maybe achievable.  For fast and effective solutions to income and debt consolidation contact Mortgage Rates BC and allow us to present your application to the best of its ability. Call NOW!
  
  Back to Private Financing
  

Mortgage Solutions

No matter where you live, Mortgage Rates BC can help provide you with the right Mortgage Solution for now and for your future.   Are you looking to Buy your First Home in Vancouver BC or Refinance your current mortgage in Kelowna BC or Consolidate Debt  in Victoria BC we have the tools to get the job done for you no matter where you live.
We have the experience to handle the most difficult residential refinancing too. If you need Private Mortgage Help in Surrey BC or a 2nd Mortgage in Burnaby BC or if you are facing a possible foreclosure in Richmond BC, Mortgage Rates BC has the knowledge to inform you of your options and the lenders that have tailor made solutions to Help.
We are just a click away on our Contact Application or by phone at 778-839-3963. Call or Click today and let us handle your Mortgage request for you and have the peace of mind knowing you have a professional on your side.